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This site has been developed to inform and assist consumers in all phases of building credit. We want to help you creadit. Creadit means create credit.

Good credit is like a warm handshake!

Take control of your future!
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For your Information: About Bad Credit

Bad credit is not forever! Bad credit can be fixed! Most credit listings lose status and will completely disappear after seven years! Many lenders will remove recent late payment listings with good cause (new address, returned mail, etc...)

You can dispute the listing if you don't agree. Many lenders respect people that follow through! Bankruptcy and Legal Issues like Liens and Judgments stay on your credit report for ten years. It is your responsibility to make sure listings concerning those issues are accurate.

If you feel a listing on your credit report is not correct you can either address a letter to the credit bureau or the lender. Many people prefer to use a credit repair kits or services to correct incorrect listings on their credit reports.
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Why improve your credit report score?
You can save a bundle by improving your credit or raising your FICO Score prior to a major purchase! Bad credit does not mean you're a bad person! Get informed. BadCreditInfo.com

FIND OUT what's in your CREDIT REPORT TODAY - so it's 100% ACCURATE TOMORROW.
Free Credit Report Dispute inaccuracies - free online link.
 

How to Raise Your FICO Credit Score

FICO is the credit score system used by most creditors today. It is useful in directing applications to specific loan programs and to set levels of underwriting. FICO score is widely used because it is objective, consistent, accurate and fast. Your 3 digit FICO score will determine what interest rate you will pay on your credit cards, mortgages, and auto loans more

 

İCreadit 2007
UPDATED 10/11/08

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